Open Enrollment – What’s Changing - Human Resources at Ohio State
November 1-14, 2018
What’s Changing in 2019
Below are updates to your 2019 health benefits. All changes effective January 1, 2019.
Updates to the Medical and Prescription Drug Plan
- Extended Care Facility services will be covered up to 60 days per plan year.
- There will be no lifetime limit on the number of human organ transplants that may be covered.
- Weight-loss surgery will be included in your plan’s annual deductible and out-of-pocket limit with no lifetime maximum.
- Preventive Vitamin D prescriptions will now be subject to the applicable copay/coinsurance.
Employee Health Plan Contributions
As a result of favorable health plan experience in recent years, medical plan contribution rates will decrease, and dental and Basic Plan vision contribution rates will remain the same. In addition, there will be no changes to deductibles, annual maximums or coinsurance/copayments for any health plan, including dental and vision.
YP4H Moves to Quarterly Incentives
Starting January 1, 2019, the maximum annual amount of health reimbursement account (HRA) credits that you can earn through the Your Plan for Health (YP4H) Incentive Program will increase to $300 per enrolled participant, and you will have the opportunity to earn incentives more quickly with a restructured quarterly program. Each quarterly program will have four incentive levels. This means you could earn the quarterly maximum amount of HRA credits and PulseCash up to four times a year. At the start of each calendar quarter (January 1, April 1, July 1, and October 1), your points will reset to zero and a new incentive program will begin. Learn more about YP4H changes.
New Option for a Fitness Membership
Employees and up to three dependents (over age 18) can participate in the new Active&Fit DirectTM program, which provides access to a fitness center membership to one of more than 9,000 participating fitness centers and select YMCAs nationwide, for $25 a month (plus a $25 enrollment fee and applicable taxes). The Active&Fit Direct program is provided by American Specialty Health Fitness, Inc., a subsidiary of American Specialty Health (ASH). Active&Fit Direct is a trademark of ASH and used with permission herein. More information to come in November.
Medical/Prescription Drug Identification Cards
If you are enrolled in a medical plan effective January 1, 2019, you will only receive a new membership card if you make a medical plan change or newly enroll during Open Enrollment. Cards will be mailed in early January. If you cover a spouse or dependent age 19 or older, a card with his or her name will be included. Cards will not be issued with the name of a child under 19 years of age. If you need to use your medical/prescription drug ID card in 2019 before you receive it in the mail, you may obtain a temporary card from the CoreSource Self Service site or by contacting HR Customer Service at (614) 292-1050.
Health Care FSA Maximum Increase
For 2019, the Health Care Flexible Spending Account (FSA) maximum will increase to $2,650 per year. Learn more about 2019 FSA information.