Open Enrollment – Life Insurance - Human Resources at Ohio State

2019 Open Enrollment

November 1-14, 2018

Life Insurance

A variety of life insurance options are available to employees through Ohio State. Your group life insurance is issued by Minnesota Life, an affiliate of Securian Financial. During Open Enrollment, you may make some changes with no Evidence of Insurability (EOI) required.

Dependent Group Term Life Insurance

Changes are effective January 1, 2019. Eligible faculty and staff may purchase Dependent Group Term Life Insurance (DGTLI) coverage for their spouse and dependent children up to age 26. Depending on the level of coverage you select, you may receive a death benefit of up to $10,000 in the event of the death of an eligible dependent. You, as the employee, are automatically the beneficiary for any DGTLI death benefit.

During Open Enrollment, you may enroll in or increase current DGTLI coverage with no EOI required. The only other time you may enroll in or increase this coverage is with a qualifying status change.


Voluntary Group Term Life Insurance

Voluntary Group Term Life Insurance (VGTLI) provides an opportunity to purchase additional life insurance coverage for you, your spouse and your dependent children.

Dependent Children

Changes are effective January 1, 2019. During Open Enrollment, you have an opportunity to enroll in or increase VGTLI coverage for eligible dependent children up to age 26, with no EOI required. The only other time you may enroll in or increase this coverage is with a qualifying status change. The maximum amount of coverage available for each eligible child is $10,000.

Employee and/or Spouse

Changes are effective per approval of EOI. There is no opportunity during this Open Enrollment to purchase VGTLI coverage for yourself or your spouse without EOI. However, you may still elect or increase this coverage and provide EOI, which will be reviewed by the life insurance carrier for approval.  Be sure to review all VGTLI coverage options for you and/or spouse.

Spouses both employed by Ohio State

If you and your spouse are both employed by Ohio State, please note that you may not elect VGTLI Spouse coverage for one another. If you are a current employee who has VGTLI Spouse coverage and your spouse has been hired into a benefits-eligible positon, you must submit a form to waive your VGTLI Spouse coverage. For Child VGTLI, only one parent may cover your child(ren) if you are both employed by Ohio State.

Open Enrollment Information