What’s the Best Health Plan for You? - Human Resources at Ohio State

What’s the Best Health Plan for You?

Short answer: The best health plan for you is one that meets your needs with the lowest impact to you financially.

Consider this:

Health spending in the U.S. is expected to grow 5.8 percent a year from 2014 to 2024, according to a recent study by the actuaries at the Centers for Medicare and Medicaid Services. The study lists prescription drugs, our aging population and coverage expansions required by the Affordable Care Act as the causes.

What does that mean for you? It means you need to plan ahead, maybe not through 2024, but you can start with through 2016.

Ohio State offers Informed Enrollment resources that can be used to help project your 2016 costs and help you make plan decisions during 2016 Open Enrollment.

  • The OSU Health Plan will mail Informed Enrollment Statements in October to the homes of faculty and staff enrolled in a medical plan before Aug. 1, 2015.
  • The Informed Enrollment Online tool starts with the information from the Statement and allows you to further model anticipated 2016 scenarios. After Oct. 5, go to Employee Self Service to access this new tool.
  • A Health Care Flexible Spending Account (FSA) can be used to help offset eligible out-of-pocket health care costs. Use your Informed Enrollment resources to estimate how much you may be able to save in taxes by using an FSA to pay for health care expenses. Current participants must re-enroll to continue participating in 2016.

All of the benefits available to you reflect Ohio State’s commitment to providing high-quality, affordable plans and represent a significant component of your total rewards for working at Ohio State. As you prepare to make your 2016 benefit choices, we encourage you to read more about plan changes that will be effective in 2016.

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