Benefits Overview - Human Resources at Ohio State

New Employee Onboarding

A guide for new employees

Benefits Overview

As part of your total rewards package, Ohio State is proud to provide access to high-quality benefits that support your health and financial goals. As a newly eligible employee, this page will help you navigate benefits and your related enrollment deadlines.

See the Helpful Tools for links to benefits presentations, required notices, steps to enroll, rates and Employee Self Service, where you can access myBenefitsMentor tool and the automated enrollment system. MyBenefitsMentor allows you to model anticipated medical and pharmacy expenses you might incur.

Printable Version of Ohio State’s Benefits Summary – Refer to the applicable plan, program and/or policy for additional information. If this summary differs from the plan, program or policy, the plan, program or policy will govern. Note: If you are a student employee, please visit our Student Employee Benefits page.

Several health and welfare benefits linked below have 31-day enrollment deadlines. See steps for how to enroll.

While all employees participate in a state retirement plan, Ohio State’s Alternative Retirement Plan has a 120-day enrollment deadline. Find more information for each plan option in the retirement section.

Eligibility

Employee Eligibility
Ohio State uses employee classifications along with full-time equivalency (FTE) and appointment type (Regular, Term or Temporary) to define benefits eligibility. Use the interactive Benefits Eligibility Tool to see a list of available benefits based on the criteria you select.

Dependent Eligibility
Information about dependents who are eligible to be covered under Ohio State’s health care benefits (medical, dental or vision) is available on the Dependent Eligibility Requirements page.

If you enroll a dependent in health coverage, you will receive two information requests that require your response:

  1. A dependent verification packet will be mailed to your home address. Failure to provide complete documentation by the specified deadline will result in coverage termination for any dependent(s) not verified.
  2. A Coordination of Benefits request will also be mailed to your home address from CoreSource. It requires information about other medical coverage in which your dependents may be enrolled.

Benefit Information

Ohio State offers a choice of medical plans that includes a prescription drug program. All medical plans provide 100% coverage for both preventive care services and primary care office visits with network providers.

Dental coverage provides preventive, diagnostic and restorative care as well as orthodontia services for children.

Vision coverage provides an annual vision exam and corrective lenses. Both plans offer the choice of network and non-network providers.

Ohio State offers tools and resources to help address complex issues that can be affecting your mental and emotional well-being. EAP services are also available to benefits-eligible faculty and staff’s immediate families, members of their household and parents and parents-in-law.

Flexible Spending Accounts (FSA) are optional benefits that allow you to set aside pre-tax money to pay for eligible health care and/or dependent care expenses.

YP4H, Ohio State’s wellness program, provides benefits-eligible employees and their medical plan-enrolled spouses, a variety of wellness services and resources, such as biometric screenings, health coaching, care coordination, flu vaccinations and more. Participants can also earn financial incentives and medical premium credits.

University employees must participate in one of the state retirement programs.

Faculty may participate in one of the State Teachers Retirement System of Ohio (STRS) plans. Staff may participate in one of the Ohio Public Employees Retirement System (OPERS) plans. Full-time faculty and staff (75% or greater FTE) may elect the Alternative Retirement Plan (ARP) in lieu of one of the state plans.

Supplemental Retirement Accounts (SRAs) allow employees to enhance retirement plan savings through voluntary pre-tax contributions. An election to contribute to a 403(b) or 457(b) plan may be made at any time.

The university offers various life insurance benefits.

Group Term Life Insurance (GTLI)
This benefit provides 2.5 times an employee’s regular annual base pay (maximum benefit of $250,000) in the event of the employee’s death. It also provides an accidental death benefit of an additional 2.5 times the employee’s regular annual base pay (maximum benefit of $250,000). GTLI is subject to an age reduction formula beginning at age 55.

Dependent Group Term Life Insurance (DGTLI)
DGTLI provides up to $10,000 life insurance coverage for eligible dependents.

Voluntary Group Term Life Insurance (VGTLI)
VGTLI is available for employees and eligible dependents. VGTLI coverage can be elected in addition to GTLI and DGTLI.

The university offers various disability programs.

Long-Term Disability (LTD)
University-paid LTD coverage provides a benefit of 60% of base pay up to $5,000 per month after a 90-day elimination period.

Short-Term Disability (STD)
Enrollment in STD reduces the elimination period under LTD from 90 calendar days to 30 days. STD is a voluntary benefit an employee may purchase.

Individual Disability Insurance (IDI)
IDI provides an individual policy that helps insure income not covered by the LTD policy for faculty and staff earning more than $100,000 in annual base pay.

Eligible employees are offered Faculty and Staff Tuition Assistance that pays instructional, general and non-Ohio resident fees for courses taken at Ohio State, not to exceed specified plan limits on credit hours and dollar amounts.

Eligible employees can apply for Dependent Tuition Assistance that pays a portion of the instructional and general fees for courses taken by their eligible dependents at Ohio State.

  • Ohio State reimburses eligible employees up to $5,000 per child for eligible adoption-related expenses after the adoption of a minor child is finalized. There is a lifetime maximum of two adoptions per eligible employee.

Leave – University faculty and staff may be eligible for paid holidays, vacation, sick leave and parental leave, as well as time off for jury duty and court appearances. We also offer organ donation leave and vacation donation programs. Other time-off programs include family and medical leave, military leave and disaster leave.

Employee Discounts – Staff and faculty are eligible for discounts on the products and services offered at many local and national retailers and businesses. (Login with Ohio State username and password.)

Child Care Program – Ohio State is proud to offer nationally accredited on-site child care and early education to children of students and university employees.

Appreciation and Recognition – Ohio State recognizes retirement and service milestones, diversity enhancement and distinguished service by faculty and staff. The university also sponsors an annual staff appreciation week.

Professional Development – Professional development opportunities include free online courses in BuckeyeLearn, career development grants, manager development grants, stretch assignments and engagement with leaders and peers.

Tobacco-Free University – To support a healthy environment for all members of Buckeye Nation, Ohio State is tobacco-free.