Benefit Plan Rates - Human Resources at Ohio State
2019 Benefit Plan Rates
Ohio State strives to offer a total rewards package that meets the needs of you and your family. Use the interactive tool below to discover rates of the university’s medical, prescription, dental, vision, life insurance and disability benefits. Please note that benefit rates vary based on specific characteristics of each position. You can also use the menu to the right to quickly access important documents for each benefit.
Ohio State uses employee classifications along with percentage full-time equivalency (FTE) and appointment type (Regular, Term or Temporary) to define benefits eligibility and premium rates. If you are unsure of your employee classification or appointment type, FTE or standard hours, check with your department human resources contact.
Faculty & Staff – Including faculty and staff (A&P, Senior A&P and CCS), associated faculty, visiting faculty and clinical instructor house staff
Regular – Any appointment for which the relationship between the department and the individual is intended to be ongoing.
Term – Faculty or Unclassified appointments for which the relationship between the department and the individual is for a designated period of time, normally greater than one year but less than three years.
Temporary – Any appointment for which the relationship between the department and the individual is for a designated period of time, normally less than one year.
100% FTE – 40 standard hours per week
75% FTE – 30 standard hours per week
50% FTE – 20 standard hours per week
Participate in YP4H and reduce your cost for health care
Eligible individuals who completed their PHA with biometrics in 2018 by December 31 will receive a PHA premium credit in 2019.
- Enrolled faculty and staff are eligible for a $240 annual premium credit
- Enrolled spouses are eligible for a $120 annual premium credit
After completing your PHA and biometrics in 2019, you will be eligible to earn HRA wellness credits to apply toward your eligible health care expenses.
- Enrolled faculty and staff can earn up to $300 in HRA credits during 2019
- Enrolled spouses can earn an additional $300 in HRA credits during 2019
If you are a full-time regular or term employee (75 – 100 percent FTE), your compensation tier is determined annually by taking your base pay as of October 1 and any additional pay earned during the prior 12 months. Once your compensation tier is established each year prior to open enrollment, it will not be adjusted until the following year, even if your base pay changes or you earn additional pay.