2025 Benefit Plan Rates

Ohio State uses job family, along with percentage full-time equivalency (FTE) and employee type (Regular, Term, Temporary, Seasonal and Intermittent) to define benefits eligibility and premium rates. If you are unsure of your job family or employee type, FTE or standard hours, check with your department human resources contact.

Job Family

Faculty & Staff – Includes Senior Unclassified Administrative and Professional Staff (Sr. A&P), Unclassified Administrative and Professional Staff (A&P), Classified Civil Service Staff (CCS).

Employee Type

Regular – Any faculty or staff (classified or unclassified) position of any percentage of FTE (up to 100%) for which the employment relationship between the university and the individual is intended to be ongoing.

Term – Faculty or Unclassified staff position for which the employment relationship between the university and the individual is intended for a designated period of time, normally greater than one year but less than three years.

Temporary – Any faculty or staff position for which the employment relationship between the university and the individual is intended for a designated period of time not to exceed 12 continuous months.

Seasonal – A classified or unclassified staff position for which employment is intended to recur for a specified finite period of time during a particular time of the year.

Intermittent – A classified or unclassified staff position which serves at the discretion of the unit and for which the employee works irregular hours or days on an as-needed basis, not to exceed 50% FTE over the course of any 12-month period. Employees who hold Intermittent positions are only eligible for OPERS and STRS retirement benefits.

Full-Time Equivalency

100% FTE – 40 standard hours per week
75% FTE – 30 standard hours per week
50% FTE – 20 standard hours per week

Participate in YP4H and reduce your cost for health care. Eligible individuals who completed a Personal Health and Well-Being Assessment (PHA) and biometric health screening in 2024 by December 31, 2024, at 11:59 p.m. will receive a PHA premium credit in 2025.

• Enrolled faculty and staff are eligible for a $300 annual premium credit.
• Enrolled spouses are eligible for a $180 annual premium credit.

As you complete levels of the incentive program and 2 qualifying activities for bonus, you will earn the following:

• Enrolled faculty and staff can earn up to $500 in HRA credits during 2025.
• Enrolled spouses can earn an additional $500 in HRA credits during 2025.

If you are a full-time regular, term or seasonal employee (75 – 100% FTE), your compensation tier is determined by your base pay at the time you become eligible for medical benefits.

Your compensation tier for future plan years will be determined annually by combining your base pay as of October 1 with any additional compensation paid to you in the prior 12 months. Once your compensation tier is established each year prior to Open Enrollment, it will not be adjusted until the following year. Your monthly premium contributions will remain the same throughout the year, even if your base pay changes, you earn additional pay or you experience job changes that affect your compensation during the prior 12 months.