Public Service Loan Forgiveness (PSLF) Resources

DocuSign PSLF forms not accepted

Ohio State cannot accept DocuSign PSLF forms. Please save your Department of Education-generated PSLF form as a PDF document. Then follow the instructions to submit it to Ohio State as a PDF. PSLF forms submitted via DocuSign will not be completed.

The Department of Education has confirmed that student loan interest will resume starting on Sept. 1, 2023, and payments will be due starting in October 2023.

Financial wellness is a critical component of overall well-being, and Ohio State offers resources for faculty and staff to help alleviate strain and stressors related to student loan debt. As an Ohio State employee, you have exclusive access to partners who can help you through the student loan repayment and forgiveness process.

Since Ohio State is a public service employer, employees may be eligible to apply for Public Service Loan Forgiveness (PSLF) if the specified applicant criteria is met. The program exists to help individuals working full time in the public service sector achieve forgiveness of student loan debt.

If you have been repaying student loans for at least 10 years and are currently a full-time Ohio State employee, you may be eligible for PSLF and may not have to pay back the full balance of your student loans. Forgiveness may be available for individuals’ loans, as well as parents who borrowed a Federal Direct PLUS Loan on behalf of a dependent undergraduate child.

Generally, the PSLF Program cancels the remaining balance on your Direct Loans after you have made 120 eligible monthly payments under a qualifying repayment plan while working full-time for a qualifying employer. To be eligible for the program, individuals should be working full-time for a public service employer for at least 10 years and making payments through a 10-year standard repayment or one of the federal income-driven repayment plans.

The Department of Education has released SAVE, an updated Income-Driven Plan that may help lower monthly payments for student loan borrowers. This new plan includes many improvements for borrowers, but some of the highlights include:

  • Lower monthly payments
  • Any unpaid interest will be covered so your loan balance doesn’t increase
  • Allows borrowers to maximize forgiveness by lowering the total amount paid over the lifetime of their loans

To help navigate the PSLF lengthy record-keeping process and eligibility requirements as well as the SAVE repayment plan, Ohio State offers services to assist employees:

  • If you have a disability and experience difficulty accessing this site, please contact us for assistance via email at hrconnection@osu.edu or by phone at 614-247-6947.
  • Ohio State employees, as well as their immediate family members, have access to free and discounted services provided by Savi. Please review FAQs for additional information. You can also learn more by joining a webinar with Savi experts.
  • Wexner Medical Center employees also have access to Tuition.io. Visit MyTools and HealthBeat HUB for more information.

Please visit the website for Federal Student Aid for additional information.

Frequently Asked Questions