COBRA - Human Resources at Ohio State

COBRA

COBRA (Consolidated Omnibus Budget Reconciliation Act) allows you or a dependent covered under medical, dental, vision and/or health care Flexible Spending Accounts benefits to continue coverage when it is lost due to any of the following qualifying status changes:

  • Termination of employment (for reasons other than gross misconduct)
  • A reduction in the number of hours of employment that affects benefits eligibility
  • Divorce or legal separation/termination of eligible same-sex domestic partnership
  • Employee’s death (for eligible dependents)
  • Child ceases to be eligible for coverage
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COBRA Details

COBRA is administered by CoreSource, who can be reached at (866) 442-8257. You pay the COBRA rate. Ohio State makes no contribution. All COBRA payments are made directly to CoreSource by you.

2018 COBRA Medical Rates – Monthly
Prime Care Advantage
Out-of-Area Plan1
Prime Care Connect1 Prime Care Choice
Employee Only $560.65 $603.02 $534.03
Employee + Children $1,037.22 $1,115.59 $987.97
Employee + Spouse $1,177.39 $1,266.37 $1,121.47
Family $1,752.05 $1,884.47 $1,668.86
1 Must meet additional eligibility criteria
2018 COBRA Dental and Vision Rates – Monthly
Dental Plan Vision Basic Plan Vision Premier Plan
Employee Only $31.40 $6.32 $13.79
Employee + Children $58.08 $10.73 $23.42
Employee + Spouse $70.65 $13.24 $28.95
Family $107.07 $20.18 $44.10
Continuation Period
Maximum Coverage Continuation Period Qualifying Event Qualified Beneficiaries
18 months
  • Employee’s termination
  • Employee’s reduction in hours or type of employment that affects benefits plan eligibility
  • Employee
  • All covered dependents
36 months
  • Employee’s divorce or legal separation/termination of eligible same-sex domestic partnership
  • Employee’s death
  • All covered dependents
36 months
  • Loss of eligibility for a dependent child who reaches the limiting age
  • Eligible covered dependent children

Termination of COBRA
COBRA coverage will cease on the last day of the month in which you

  • Reach the maximum coverage period
  • Fail to submit a premium payment

To view other reasons that COBRA may terminate, please visit the Faculty and Staff Health Plans Specific Plan Details.