COBRA - Human Resources at Ohio State

COBRA

COBRA (Consolidated Omnibus Budget Reconciliation Act) allows you or a dependent covered under medical, dental, vision and/or health care Flexible Spending Accounts benefits to continue coverage when it is lost due to any of the following qualifying status changes:

  • Termination of employment (for reasons other than gross misconduct)
  • A reduction in the number of hours of employment that affects benefits eligibility
  • Divorce or legal separation/termination of same-sex domestic partnership
  • Employee’s death (for eligible dependents)
  • Child ceases to be eligible for coverage
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COBRA Details

COBRA is administered by CoreSource, who can be reached at (866) 442-8257. You pay the COBRA rate. Ohio State makes no contribution. All COBRA payments are made directly to CoreSource.

2017 COBRA Medical Rates – Monthly
Prime Care Advantage
Out-of-Area Plan1
Prime Care Connect1 Prime Care Choice
Employee Only $584.05 $641.68 $549.11
Employee + Children $1,080.51 $1,187.12 $1,015.86
Employee + Spouse $1,226.51 $1,347.54 $1,153.13
Family $1,825.17 $2,056.26 $1,715.97
1 Must meet additional eligibility criteria
2017 COBRA Dental and Vision Rates – Monthly
Dental Plan Vision Basic Plan Vision Premier Plan
Employee Only $31.21 $6.43 $14.61
Employee + Children $57.73 $10.93 $24.83
Employee + Spouse $70.22 $13.50 $30.66
Family $106.41 $20.53 $46.72

Open Enrollment is the annual opportunity for you to thoughtfully assess your benefit options, confirm your benefit elections, and make sure they will continue to meet your needs for the upcoming year. Enrollment for 2018 COBRA benefits is November 13-20, 2017. Booklets will be mailed to eligible individuals in November. COBRA is administered by CoreSource, who can be reached at (866) 442-8257. You pay the COBRA rate. Ohio State makes no contribution. All COBRA payments are made directly to CoreSource.

2018 COBRA Medical Rates – Monthly
Prime Care Advantage
Out-of-Area Plan1
Prime Care Connect1 Prime Care Choice
Employee Only $560.65 $603.02 $534.03
Employee + Children $1,037.22 $1,115.59 $987.97
Employee + Spouse $1,177.39 $1,266.37 $1,121.47
Family $1,752.05 $1,884.47 $1,668.86
1 Must meet additional eligibility criteria
2018 COBRA Dental and Vision Rates – Monthly
Dental Plan Vision Basic Plan Vision Premier Plan
Employee Only $31.40 $6.32 $13.79
Employee + Children $58.08 $10.73 $23.42
Employee + Spouse $70.65 $13.24 $28.95
Family $107.07 $20.18 $44.10
Continuation Period
Maximum Coverage Continuation Period Qualifying Event Qualified Beneficiaries
18 months
  • Employee’s termination
  • Employee’s reduction in hours or type of employment that affects benefits plan eligibility
  • Employee
  • All covered dependents
36 months
  • Employee’s divorce or legal separation/termination of same-sex domestic partnership
  • Employee’s death
  • All covered dependents
36 months
  • Loss of eligibility for a dependent child who reaches the limiting age
  • Eligible covered dependent children

Termination of COBRA
COBRA coverage will cease on the last day of the month in which you

  • Reach the maximum coverage period
  • Fail to submit a premium payment

To view other reasons that COBRA may terminate, please visit the Faculty and Staff Health Plans Specific Plan Details.