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Office of Human Resources Benefits

Health Benefits

Flexible Spending Accounts
Retirement Benefits

Life Insurance Benefits

Education Benefits

Disability Benefits

 

Paid/Unpaid Time Off

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Benefits Home
 

Long-Term Disability

LTD benefits are extended by the university to provide income protection after a 90-day waiting period when your extended disability prevents you from working. If you have been off work due to an injury or illness, contact the Office of Human Resources, Integrated Disability.

If you are unsure whether or not you are eligible for this benefit, go to Benefit Eligibility.

 

Are my dependents, spouse, or partner eligible for this benefit?

This benefit is available for eligible Ohio State employees only.
 

How/when can I sign up?

The university pays 100% of the premiums, so there is no direct contribution by you.
 

Will this affect my taxes?

The LTD benefits, when received, may be taxable - consult your tax advisor.
 

When can I change my benefit elections?

You are automatically enrolled in LTD upon eligibility.
 

Who do I contact about claims?

Contact Integrated Disability for assistance with coordinating your disability benefits.
 

Have there been any recent changes to this benefit?

No.
 

What would cause this benefit coverage to end?

Your disability benefits terminate upon transfer into an ineligible position or if your university employment ends. You may be eligible to continue coverage under an individual policy; you must submit the Long-Term Disability (LTD) Conversion Application Form and payment directly to the Disability Plan carrier.
 

What happens to this benefit when I leave OSU?

Your disability benefits are immediately terminated when your university employment ends. You may be eligible to continue coverage under an individual policy; you must submit the Long-Term Disability (LTD) Conversion Application Form and payment directly to the Disability Plan carrier.
 

Who do I call for more information about this benefit?

Office of Human Resources Customer Service Center (enrollment and eligibility verification, plan booklets)

Integrated Disability (apply for disability)

UnumProvident (claim approval)

 

Publications and Forms

Find Disability publications on the "Publications" page and related forms on the "Forms" Web page.

 

This information is intended to be a summary of plan provisions. For additional information, refer to plan booklets available online and through the Office of Human Resources Customer Service Center.

 
Life Events
The Life Event Web site provides you with information to consider when major life changes like retirement, marriage, or termination of employment occur. Each page lists your options, tells you who to consult with questions, links you to forms and publications, describes how to make changes to your benefits, and more.

 
BENEFITS